Located directly across the street from stunning Neptune Beach & just 9 blocks from the lively Town Center,, this charming duplex offers an exceptional opportunity for both investors & homeowners. With restaurants, shops, and local amenities only a short stroll away, you'll enjoy the ultimate beach lifestyle with the added benefit of income potential. Property is being sold AS IS allowing you to fully customize and renovate according to your preferences. With its versatile layout, you can easily convert the duplex into a spacious single-family residence or update the existing units for rental income. Bring your contractor and creative ideas to unlock the full potential RENOVATION LOAN ONLY Will not qualify for regular conventional loan.